Individual & Family Health Insurance
“Finding health insurance can feel complicated, especially when you are comparing premiums, deductibles, provider networks and prescription coverage. I am here to help individuals and families understand their options and select coverage with greater confidence.”
Health Insurance Help Built Around Your Situation
There is no single health plan that is right for everyone. Your household, expected income, doctors, prescriptions and anticipated healthcare needs can all affect which option may fit you best.
If you are aging off a parent’s health plan, we can help you understand when your current coverage ends and what individual options may be available.
Young Adults Turning 26
Who We Help
Individuals and Families
We help people who purchase their own coverage compare Marketplace health plans for themselves, their spouse or their children.
Self-Employed Individuals
Business owners and independent contractors often need to arrange their own health coverage. We can help you review plan options and understand how estimated household income may affect Marketplace financial assistance.
Households Experiencing a Life Change
Marriage, divorce, birth, adoption, relocation and certain other changes may affect eligibility to enroll outside the annual Open Enrollment period.
Losing qualifying employer coverage may create a Special Enrollment Period. Because deadlines apply, it is important to begin reviewing your options promptly.
Losing Employer Coverage
Frequently Asked Questions
When can I enroll in Marketplace coverage?
Most people enroll during the annual Open Enrollment period. You may also qualify during the year if you experience an eligible life event and meet the applicable requirements and deadlines.
Eligibility depends on factors such as household size, projected annual household income, tax-filing status and access to other qualifying coverage. The Marketplace application determines eligibility using the information provided.
Can I receive financial assistance?
Can you check whether my doctor accepts a plan?
We can help review plan directories, but provider participation can change. You should also confirm directly with the provider before enrolling and before receiving services.
Does the least expensive premium always provide the lowest total cost?
Not necessarily. A lower-premium plan may have a higher deductible or different copayments, prescription costs and provider network. We help you look beyond the premium
Let’s Find a Health Plan You Can Understand
Schedule a friendly, pressure-free conversation with Mandy to review your situation and available options.